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Mommy Kat and Kids

Canadian Mom Blogger - Product Reviews, Travel, Food and Parenting

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Anna’s Budget Tips-Stocking Your Pantry for Less

July 4, 2013 by Kathryn 8 Comments

A well stocked pantry means easy access to quick and healthy meals on busy days, no need to panic when friends or family drop by at the last minute and even sustenance in case of a power outage during a storm or other emergency event. Keeping the basics on hand can even help you save on your grocery bill too, something that is often at the top of the priority list for many families when it comes to the household budget.

So how can your pantry help you spend less?

groceries in bag

Stock Up When Items Are On Sale

Keep track of the non-perishable items your family enjoys and tends to eat regularly. This could be a list in your purse, on your phone or just a “mental note.” When you find a great deal on one of these (say when there’s a killer sale or you have a high value coupon), jump on it and grab a few. Whether it’s dry pasta, canned tuna, dried or canned beans, cereal, baking mixes or jars of salsa and sauces…just a few of these items and you’ve got the start of a great meal. [Read more…]

Filed Under: Anna's Budget Tips, Articles, Features, Money Tagged With: anna, anna platz, anna's, anna's budget tips, budget, food, food budget, groceries, grocery budget, meal planning, pantry, save on food, save on groceries, savings, stocking, stocking pantry, tips

Anna’s Budget Tips-Ways to Make Saving Fun for the Whole Family

June 5, 2013 by Kathryn 5 Comments

Rainy day funds, retirement accounts, college savings…they are all part of responsible financial planning, but allocating money towards them doesn’t always feel that exciting. Teaching children to save will serve them well throughout their lifetimes and sticking to a budget is much easier when all members of the family are on board. But how can you make the idea of saving interesting, or even fun?

family saving tips

The Family Fun Jar

Designate a large jar or other container as the holding zone for money that is being saved for something special for the family to purchase or experience together. Decide as a family what this highly targeted fund will go towards…it could be a vacation, video game system or new bikes. When I was little our family spent the accumulated savings in our jar on an above ground pool.

Here’s how it works: money goes into the jar when you pass on spending money in favour of saving. Thinking of ordering pizza? Stick the cash in the jar and have cereal or PB ‘n Js instead. Kids begging for the latest toy, movie or treat? Offer them the choice to put the money the treat would cost in the jar instead. Extra change found in pockets, couch cushions and the floor of the car can go in the jar too. The idea is that the money that goes into the jar comes out of the amounts already budgeted to other discretionary spending; try not to spend as normal and then stick an additional amount into the jar.

Prefer not to have all that cash around? Like so much of banking and finances these days, you can also keep this Family Fun Savings electronic. Keep a record on paper or in a spreadsheet of the amounts saved, and then once a month transfer the total into a special savings account set up for this purpose. [Read more…]

Filed Under: Anna's Budget Tips, Articles, Features, Guest Post, Money Tagged With: anna platz, anna's, budget, family saving, family saving tips, family savings, fun family savings, fun saving, good cents savings, kids, kids saving tips, make saving fun, money, save, saving tips, teach, tips

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