savings

5 Saving Tactics & Apps to Help Your Family Budget This Winter

February 5, 2018 by Kathryn 1 Comment

Winter is that time of the year when expenses get a little higher and budgets get a little tighter. Many families need to be a little more careful with savings, so take a look at these fun tips and tricks to save more, easily.

As winter reaches its peak, the energy bills also spike up, forcing you to look for both power and money saving tactics. Here are a few useful and effective savings tactics and apps that will take care of the soaring prices and help you keep a tight lid on your finances. There’s no need for that budget to go haywire as the snow starts piling up!

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4 Tips for Refinancing Your Auto Loan

July 4, 2017 by Kathryn Leave a Comment

There are many ways to save money on monthly expenses, from getting rid of cable television to finding a cheaper cell phone plan. While cutting out some of these incidentals can save a couple of hundred dollars a month off monthly expenses, there are other ways that you can save money that may take more than a few phone calls.

Have you considered other ways in which you can save money? How much are you paying for your car every month? Is your interest rate high? Refinancing your auto loan to a lower rate could lower your monthly payments and save you a bundle over the life of your loan. Here are some tips on refinancing your auto loan:

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Celebrate Leap Day with Huge Savings from Ebates.ca

February 28, 2016 by Kathryn 1 Comment

If there’s one thing I’m notorious for, it’s using any excuse to have a celebration. And in my opinion, one of the best days for celebrating is February 29! After all, it only comes once every four years, so why not make the most of it?

From a little family party to a movie night out, there are all kinds of ways to make Leap Day extra special. And if you’ve been thinking about doing a little online shopping sometime soon, Ebates.ca has a great Leap Day promotion that will help turn your shopping experience into a celebration too!

Ebates.ca is one of Canada’s most popular cash-back sites, and with good reason. Earning money is as simple as signing into your account and then hopping over to your favourite store from the Ebates website. Every purchase you then make will earn you credits that Ebates sends out in the form of a big fat cheque! [Read more…]

Earn Cash for Purchases, Social Shares and Much More with Caddle

February 22, 2016 by Kathryn 42 Comments

While I haven’t always been a saver, it’s something I’ve become passionate about since having children. There are so many different ways of minimizing expenses and maximizing savings, and I’ve tried almost all of them. But one of the easiest and most useful tips I’ve found when it comes to saving money is that little amounts, both in savings and expenses, can add up quickly! That’s why I love Canada’s newest money-earning app, Caddle!

Caddle’s easy-to-use app is currently available only on iOS devices but even if you’re not an iPhone user, there’s no need to despair! Caddle can also be set up right on your computer, so that you can earn money without needing an iPhone…or a smartphone at all! Just register for your free account and then start completing easy offers to earn extra money for your savings account!

Wondering what kind of offers are available? One of my favourite things about Caddle is that, unlike similar cash-back programs, earning money isn’t restricted to making grocery purchases. While Caddle does offer cash-back rewards such as $0.25 back when buying spinach or $.50 for purchasing ice cream, it also offers users the chance to earn money by interacting on social media, sharing fun facts online and more! [Read more…]

Save on Last Minute Holiday Essentials with RetailMeNot.ca-Giveaway #HolidayCents

December 23, 2015 by Kathryn 120 Comments

With Christmas just a few days away, most people are done making their holiday gift purchases. But that doesn’t mean that there isn’t still shopping going on! With so many holiday celebrations taking place in the next few weeks, getting stocked up on essentials for the home is a must. And with help from RetailMeNot.ca, grabbing everything to create the perfect party has never been more affordable!

Recently, RetailMeNot.ca challenged me to see how much I could save on my non-gift holiday purchases by using its website for my shopping. With a $250 Visa gift card in hand, I headed to the website and started planning to grab the items I needed most. First on my list was plates and cups for my holiday table. And RetailMeNot was ready to help!

I searched party supplies and found tons of great coupon codes for some of my favourite stores. Since I love shopping locally, I headed to Party Depot Canada first to grab some festive plates and other accessories. While the company didn’t have an exclusive Christmas theme, I created my own by combining Red Polka Dot and Green Polka Dot tableware. The finished result was so festive! Then I added a coupon code from RetailMeNot to save $13 off the regular shipping cost! [Read more…]

Get the Best Baby Gear for Up to 90% off with PatPat

September 11, 2015 by Kathryn 2 Comments

I absolutely loved shopping for baby gear, but I have to admit that it got expensive pretty quickly. While some items were essentials and others were just for fun, the costs added up faster than I would have expected! Now, a brand new app is changing that for new parents across the United States with great deals on baby gear and more for absurdly low prices!

PatPat is a free-to-download app available for both iOS and Android systems featuring great deals on everything from toys to clothes to cloth diapers. Items are available for up to 90% off the retail price, and there’s even a freebie offered in limited quantities each day starting at 6am EST! No wonder the app was recognized last week by Apple as one of the best free apps available! [Read more…]

Save on Back-to-School Shopping with 5 Tips from RetailMeNot.ca-Giveaway

September 8, 2015 by Kathryn 213 Comments

For some parents, back-to-school season is one that tugs the heartstrings and has them wiping away tears. For others, it’s a time to finally relax and take some time for themselves after a busy summer entertaining kids. But if there’s one thing that every parent knows about the new school year, it’s that it can be expensive! From school supplies to new fall fashions, I know I’m not the only mom that’s digging deep into her purse come September!

This year, RetailMeNot.ca has some great ideas to help make back-to-school more economical without compromising on the fun. If you want to save more this autumn, check out these five useful tips to help you save!

Hold Off On Trendier Gear

Thirty-four per cent of Canadian parents feel the pressure to purchase trendy items to help their child fit in at school. The problem is, trends come and go – and often very quickly! Kids may love a certain lunch box or pencil case they find in August, but once school starts and they see that their friends are all using another kind they’ll beg you to upgrade. Hold off on the more trendy purchases until school starts rather than spending double… it will pay to wait! [Read more…]

Saving Made Simple: 5 Easy Tips for Creating Family Savings

June 19, 2015 by Kathryn 3 Comments

As a family there are certain expenses you have to pay, such as rent or a mortgage, household bills and car insurance, while other costs like clothing, food and entertainment may vary. While there are some high expenses that you cannot avoid, there are other costs that, if left unchecked, could cost you more than they have to such as car insurance (get a quote here). For other quality products at reasonable prices, consider these five easy tips for creating family savings.

1. Plan Meals

One of the biggest ways that families spend frivolously is eating out. On average, a planned meal at home costs between two and five dollars per serving. Even at a fast-food restaurant you look to pay five to eight dollars per person. A planned meal is not only cheaper, but it is usually healthier as well. Eating at home can help your savings and your health, which both pay off in the long run. [Read more…]