It’s the most wonderful time…but also that time of year that might just make you want to grab your cash and credit cards, crawl into a hole and not come out until after New Year’s. Between parties, decorating, travelling or hosting out of town guests, requests for year-end charitable donations and, of course, gift giving, the holidays can throw even the most disciplined budgeter for a loop.
Tackling the gift list is a great way to trim the holiday budget…and cutting costs doesn’t have to mean feeling like Scrooge! Here are a few ideas to get the holiday gift giving (and spending) under control. [Read more…]