Money

5 Useful Tips to Save Electricity and Reduce Your Monthly Electric Bill

September 3, 2019 by Kathryn Leave a Comment

If you’re trying to save money, analyzing the cost of your utilities is a great place to start. Paying your electricity bill is essential, of course, but you may be paying more than you need to! To try to lower your bill and save money, try these five tips that can help you conserve electricity.

1. Seal Up Your Home

The cracks around your doors and windows are leaking your money away. It’s a good idea to seal them with caulk and weather stripping. Not only do cracks and gaps waste money by causing your heating and cooling system to work harder maintaining the temperature, they can eventually reduce the life of your furnace too! Proper insulation of your home can lower your energy costs by 15 to 30 percent. Contact Electricity Monster to get the most affordable price plans for electricity. [Read more…]

Getting Your Teen a Smartphone? Five New Ways TELUS Helps Keep Families Connected

August 14, 2019 by Kathryn 4 Comments

Disclosure: I have partnered with YMC and TELUS and have received compensation for this post. All opinions are my own.

In June, our family celebrated a milestone that I’ve been anticipating all year…we officially have a teenager in the house!

I’ll be honest; I’ve been nervous about my oldest son Zack’s teen years for a while now. From worrying about peer pressure to dealing with mood swings to paying for the sudden increase in our grocery bill, teenagers bring their own unique challenges to a household.

But managing my son’s cell phone use is one aspect of teen life that won’t bring me any extra stress at all, thanks to TELUS! The company knows that life with teenagers has enough challenges, so they’ve put together several new programs designed to make managing a family’s wireless use easier than ever before.

Looking for the perfect phone solutions for your teenagers? Check out these five great options TELUS has for families! [Read more…]

12 Strategic Financial Management Tips for Women

August 8, 2019 by Kathryn 8 Comments

It should come as no surprise to anyone that managing personal finances can be stressful. Often, it seems like no matter how hard we try to save money and make smart money management decisions, we can never seem to get ahead.

Indeed, most adults worry about money on a regular basis – as much as an hour a day on average. It’s the source of much friction and argument in relationships, as well as a leading source of stress in general.

A 2018 study found that 44% of Canadians believe their financial situation has a negative impact on their mental health. Perhaps more startling, 30% reported financial stress to be a greater worry in their lives than even overall health and well-being.

People also report missing out on events and experiences in an effort to save money, and suffering ill health effects from their stress and worry. Clearly, something needs to be done about this problem.

The good news is most people are willing to take steps and make an effort to improve their financial management strategies and abilities. It’s not always easy to find consistent, coherent advice that you can put to use in your daily life, however.

To that end, I’ve compiled a list of 12 strategic financial management tips from experts that women can use in their everyday lives. Whether single or married, a working professional, student, or homemaker, and everyone in between, there are tips in this guide that every Canadian woman can use to improve her personal finances.

The goal of this advice is to help women – who are often left out or looked over in financial management conversations – to make smart, strategic financial management decisions in an effort to improve the state of their personal finances. This advice can also help to reduce the overwhelming stress that money issues can cause and, ultimately, to help Canadian women live better, healthier lives.

So, read on to learn 12 useful strategic financial management tips that you can put to work in your life right away! [Read more…]

How to Raise a Baby on a Budget

June 4, 2019 by Kathryn 2 Comments

So, you’ve decided to have a baby. Congratulations! Raising a baby is a wonderful experience, but it can also be expensive. Going through all those diapers alone costs a fortune in the first couple of years!

But don’t worry, because there are plenty of effective ways to cut expenses here and there. Caring for your little one doesn’t have to cost you an arm and a leg, and raising a baby on a budget will let you spoil your baby when you really want, without breaking the bank!

[Read more…]

The Top 3 Statistics Software Programs For Business Owners to Try

April 5, 2019 by Kathryn Leave a Comment

For a small business owner like me, the use of analytical software can be incredibly important. Like many people, I need quick and effective methods to analyze the large amounts of data that can help make my site better and more functional. The best data analysis software is capable of delivering that fact-based data in a way that makes it easy for me to analyze.

What is statistical software?

Simply put, statistical software refers to specialized computer programs that use statistical analysis techniques to collect, organize, analyze, interpret and present data. Doing that makes all kinds of data, from sales numbers to website visitor locations, simple to understand.

statistics on laptop [Read more…]