The cost of living has been on the rise for some time now, and utility bills are no exception! Monthly power and electricity bills are at their highest in the winter months, and that’s on top of rates rising due to inflation. If you’ve been watching your utility bills creep up and you’re looking for …
Traveling can be a great way to explore the world, but it can also put a big dent into your health and wellness goals. It’s easy to overindulge and end up with some weight gain on vacation. After all, part of the fun of being in a new place is trying the food! But with …
A child going to college is a major event in most families, and with good reason! Not only is your teen preparing for their future career, they’re also likely getting their first real taste of independence. While you and your child are likely both excited about the milestone, it can be a stressful and overwhelming …
5 Things To Avoid When Your Child Leaves For College Read More »
Whether your child is preparing for final exams at the end of a semester, SATs, or a university application exam, being prepared is essential for good results. And while most of the work does need to be done by your child, there are still things you can do to help ensure they get the best …
In our current connected society, it can sometimes be tough to get kids off of their screens and into the great outdoors. But spending time outside has huge benefits for children, including better physical and mental health, more appreciation for nature, and improved sensory skills. That’s why finding fun things to do outside with kids …
Spring is a great time to upgrade your yard, and there’s no shortage of ideas when it comes to fun additions to your outdoor space. From firepits and outdoor kitchens to vegetable gardens and sandboxes, there are an endless number of upgrades that can make your family’s time in the yard more enjoyable. And if …
Home is where the heart is. It’s the place we grow individually and build memories with our loved ones. And while you may not be in your forever home just yet, that doesn’t mean that you can’t still enjoy your home currently! If you want to make your house a space you’re excited about, try …
Do you have a reliable family car that has been around for years? Are you realizing that your faithful old vehicle may be nearing the end of its life span? If so, you’re not alone. Many people struggle with how to move on from an aging vehicle without feeling guilty about letting go. The good …
Taking care of your baby’s teeth, especially if you’re a first-time mother, can seem like a daunting task! Knowing when to start oral care, when to start brushing, and when to see a dentist isn’t always clear. If you’re wondering about how to maintain your baby’s oral hygiene, keep these expert tips in mind to …
In Canada, most homeowners wait until spring to deep clean their houses. In fact, around 59% of Canadians clean and organize during this time. But there are benefits to cleaning going into a new year, as well! While the main purpose of a deep clean is to have a comfortable living space, there can be added benefits …
Are you thinking about setting up a savings account to help you manage your money and keep track of your finances? Saving money has always been an important part of planning for the future. In today’s world, it is more important than ever to put away enough money for short and long-term goals. Setting up …
How To Open a Savings Account: A Comprehensive Guide Read More »
Families have a lot of needs when it comes to cars. You’re likely looking for something spacious and affordable, but also something that’s safe for your kids and easy to drive. Luckily, there are plenty of great family-friendly cars out there that could potentially fit all of your needs. Here are the 6 best family …
When it comes to occasions that are great for a party, there are few more popular than Halloween. Whether you’re planning a small get-together for your little trick-or-treater or throwing an event for the entire family, hosting a Halloween party for kids can be a simple way to celebrate the big day when you plan …
Tips On Throwing the Ultimate Halloween Party For Kids Read More »
If you’re having trouble paying your utility bill, you’re not alone. In fact, about one in six households are behind on their utility bills. It can be a stressful situation, but don’t panic. There are various options available to alleviate the pressure. Read on to learn what to expect if you are struggling to pay …
If you have family members living in the USA and you’re considering joining them, you may have a lot of questions and concerns. From navigating the immigration process to understanding the US citizenship requirements, there’s a lot to consider when moving to a new country. Here are some USA immigration tips to help make your …
Join Family in the USA With These USA Immigration Tips Read More »
Are you growing tired of your home’s look? Are you looking for a way to give it a new lease on life without spending a fortune? If so, you’re in luck! These 6 updates are a great way to give your home a new look without breaking the bank. So, whether you’re wanting to change …
When you begin to consider investing in a new asset, it can be overwhelming, especially if you don’t have much investing experience. Hearing news about stock market crashes or people who invested their life savings only to lose it all can cause a lot of fear. But those stories aren’t reasons to avoid investing. Instead, …
Adding Safe Haven Assets To Your Investment Portfolio Read More »
Bodysuits are great for adults of all ages and body shapes. No matter your style preference, there will be one to suit you! These stretchy, comfy, leotard-style fashion pieces are especially great for moms for a few different reasons. And they’re also a lot of fun to style! Wondering why you should add a bodysuit …
If you’re considering getting a new car, you’ve probably already started to explore some of your options. Not only is there an endless number of different makes and models of vehicle to choose from, you also have different options for making that new car yours. For many people, taking advantage of lease car deals is …
Christmas is a time when people tend to go all out with decorations. And while it can be a fun experience, it can also feel expensive and wasteful. This year, try a new approach to Christmas decorating – sustainable, creative, and family-friendly. Eco-experts like Victoria Gerrard, La Crosse, WI resident, say not only will you …
Valentine’s Day is obviously most commonly known as a time to spend connecting with your significant other. But every parent knows that kids love being a part of special celebrations just as much! If you’re looking for fun ways to celebrate with your kids, consider one of these 5 Valentine’s Day activities for family:
For new parents, sleep deprivation is an unavoidable reality. But sometimes, sleep issues can begin before a baby is even is born. Hormonal shifts, changes in bodily systems, and stress can all have a distinct impact on sleep throughout pregnancy. According to research, a majority of pregnant women wake up more often at night, with …
Pregnancy Sleeping Tips To Improve Sleep During Pregnancy Read More »
These days, a college or university degree is essential for many of the careers your child might be interested in. But, while they might know they need to go to college, they may not know what’s needed to actually get accepted in their desired program. If you’re helping your child prepare for post-secondary education, keep …
Whether it is your child’s first birthday or their sweet sixteen, every parent wants to make sure their child’s big day is as memorable as possible. Celebrating a birthday is a special moment for a child, so wrap those gifts, stock up on Frozen or Toy Story balloons, and follow these steps for kids birthday …
Ultimate convenience, ease of access, and increased affordability are just a few of the benefits online counseling offers over traditional therapy. But even knowing the incredible benefits that online counseling offers patients from around the world, you might wonder if this kind of therapy can benefit you. While online therapy does have some disadvantages, there …
5 Conditions That May Benefit From Online Counseling Read More »
It’s likely no surprise to most parents that children who play outside are happier and healthier than kids that stay cooped up indoors. And there’s no better place for kids to play than in their own backyard! But, keeping your yard a safe place for your children is important. About 110,000 children are hospitalized every year following …
There’s nothing quite as enjoyable as fixing or building something yourself, whether you’re a first-time DIYer or you’ve been taking on home projects for years. And one of the first things that any DIYer learns is that different jobs need different tools! From designing a custom built-in bookcase to setting up a swing set for …
Whether you’re moving to a new city, upgrading to a bigger apartment, or you’ve purchased your first house, there’s nothing more exciting then decorating a new home. But with a whole new space to fill with furniture and decor, it can also be a little overwhelming! If you’re getting ready to decorate a new space …
Keeping our kids healthy and happy is a major part of parenting, and it’s not always easy to do. Raising resilient kids with a strong immune system requires a healthy diet, regular appointments with your medical care provider, and a proper amount of sleep. But, creating a solid sleep schedule can come with challenges, no …
Find out how LED screens work, how they’re controlled, and how they have become a part of our daily lives. Before LED screens became as popular as they are today, they were preceded by different—less efficient—forms of digital displays. Earlier displays included the expensive and surprisingly large CRT displays, which preceded the much sleeker LCD …
When looking around a potential new home, people are often put off by two things – small kitchens and small bathrooms. And while there are certain negative aspects in having a small kitchen, a small bathroom can actually be made into an absolute gem. Wondering how to get started? Consider trying these top design ideas …
Reaching the teen years can be a hard stage for kids. They’re moving away from childhood, but aren’t quite ready to be adults. For many 13-year-olds, this can mean they’re less likely to get out and participate in the activities they used to enjoy. And in our modern age, with technology being so readily available, …
There are some risks of driving that are especially dangerous for drivers of any age. For example, left turns are a risky scenario on roadways. When making left turns, a driver has to assess traffic from multiple directions before determining when it’s safe to turn. Unsafe left turns are a common cause of accidents among …
When it comes to kids, encouraging healthy eating can be a challenge. Children often have a love of sweets and a reluctance to try new foods that may have you struggling to ensure they’re eating a balanced diet. But teaching kids to eat healthy is still possible! With some creativity and a few tips and …
Teaching kids about the importance of giving back is a key part of helping them become caring and compassionate adults. And a great way to do that is by helping your kids organize a fundraiser for a cause or charity that’s important to them. Learning how to organize a fundraiser can take quite a bit …
Starting your own business is a big moment, and when you decide to involve your family, it can involve some extra challenges. On the one side, a family business can mean that everyone is more committed to the business’s success. On the other hand, not properly considering what role each family member will pay and …
Your kitchen is the heart of your home. It’s where you cook, eat, and gather with family and friends. So, why not make it look its best? With a few simple changes, you can refresh your kitchen to give it a polished, modern look that will make everyone feel welcome. Start with these 6 ways …
Even though almost all of us understand the importance of a good night’s sleep, it’s something that many people struggle with. Luckily, there are things that you can do to improve sleep quality both for yourself and everyone else in your family. If you’ve been struggling to get the sleep you need, try these 8 …
While most rooms in a house have specific activities that take place there (think cooking in the kitchen or sleeping in the bedroom), the living room is a little different! Whether you love binging on the newest TV shows or hosting a group of friends, the living room is meant to be an enjoyable, comfortable …
If you’ve decided to use formula for your newborn, you may be feeling a little overwhelmed by the available options. Choosing the best formula for a baby is no easy task. While every brand of formula sold in North America must meet certain nutrient requirements, the different ingredients used may cause different reactions. An easy …
Pulsed Electromagnetic Field therapy is a groundbreaking new technology for helping in the treatment of several ailments. It’s becoming an especially frequent treatment for reducing inflammation in the body. The liver is one of the most essential body organs. It works both independently to remove toxins from the body, and in collaboration with other organs. …
In even the most progressive countries, some treatments for various diseases and ailments may not be available when dealing with a medical issue. If the level of medicine in your native country isn’t at the level you want, you may be considering undergoing your treatment in another country. To get started, consider visiting the Booking …
While winter does have some fun activities and celebrations, overall it’s a favorite season for only about 7 percent of us. In fact, winter is often a time when people tend to need a little extra cheer. So, if you’re looking for some ways to pamper yourself at home this winter on even the most …
Deciding to move to a new city is no minor event. In fact, for many people, it’s one of the biggest decisions that they’ll ever make. There can be a lot to consider when deciding whether or not to move to a new area. Everything from the cost of living to the weather is worth …
Choosing a seniors community for your parents is a big decision, and can be a difficult one as well. Ideally, you’ll want to find a community that offers the level of care your parents need, while also providing recreation and amenities they enjoy. If you’re helping your parents to find the right senior living community, …
Tips To Help Parents Choose the Right Seniors Community Read More »
If you’ve ever watched your teenager texting their friends, you’ve likely noticed that teens tend to use a lot of slang terms when they communicate. And now, emojis have become a part of that slang, with many kids using hidden secret emoji meanings to send messages to friends that parents might have a hard time …
40+ Teenager Hidden Secret Emoji Meanings Parents Should Know Read More »
If you’re planning to buy new windows, you may have already realized that there’s a lot to consider, from cost to material to installation time. To help ensure you don’t suffer from buyer’s regret, make sure to avoid these 4 common mistakes people make when buying windows:
When you’re a mom, finding time to take care of yourself can feel almost impossible. But, if you don’t make time for your own needs, your physical and mental health can suffer. That’s why it’s important to find ways to take breaks from the never-ending job of being a mom to focus on yourself and …
Giving your child their first phone is a big moment, and it definitely can result in both positives and negatives. One the one hand, your child will be able to stay in touch with you and others easily, while also having access to some great learning tools and entertainment options. On the other hand, mobile …
Planning a party is a stressful business. There are a lot of things to organize, and forgetting to plan one small thing can sometimes lead to a big problem. But parties are also a lot of fun. And once you’ve mastered the basics of party planning, you many just want to plan them on a …
If you’re considering moving to Tennessee, you’re not alone! The state is one of the most popular ones in the country for those seeking a new place to call home. Tennessee boasts a number of potential benefits, including a low cost of living, plenty of outdoor activities, mild weather, and good schools. There are also …
If you have an aspiring Broadway singer or television star on your hands, you may be wondering how you can support them as they strive to achieve their dreams. While not everyone is close enough to the gleaming lights of Hollywood to be able to attend in-person auditions for the next hit movie, there are …
Car accidents are always stressful, and they’re even more frightening if a child is involved. And figuring out what to do if you get in a car accident with your child isn’t easy. The foundation of personal injury law is the idea that minors lack the same level of informed judgment as adults. That’s why …
Dealing With a Car Accident With a Child In the USA Read More »
When most kids jump in the bathtub, one of the first things they do is grab those favorite bath toys and put them in their mouths. And while that might not seem like a problem (the toys are cleaned in the bath after all, right?) water can sometimes get trapped inside toys or their crevices. …
If camping makes you think about having too much time cooped up with the kids with not enough to do…all while stuck in a damp tent, it may just be time to rethink how much fun camping can be! Tents can be plush — ever heard of glamping? And did you know there are plenty …
Parents with autistic children often face difficulty finding effective autism therapy services. A child with autism may present a unique set of behaviors and challenges that require a specialized approach. While there is no one-size-fits-all solution, there are some things that parents can do to increase the chances of finding successful autism therapy for their …
How To Choose the Right Autism Therapy Services for Children Read More »
There’s something special about the way music can help us feel calm and focused, motivated and energized, or even moved to tears. And just as music has benefits for us, as adults, it has benefits for our children as well! In fact, exposing children to music has been found to improve language skills, encourage social …
There’s nothing better than being outside and enjoying the fresh air, and there’s no better way to do that than on a bike! We all love feeling of the wind on our faces and the thrill of exploring the world, so it’s natural to want to share this incredible feeling with children. However, when they’re …
Make Family Life Easier and More Fun with a Cargo Bike Read More »
Throwing a birthday party for your child can be a lot of fun, but it can also be a lot of work. If you want to make sure that the party goes off without a hitch, proper planning is a must. From choosing a venue to deciding on decorations, there’s a lot to consider before …
6 Tips To Help You Plan a Birthday Party For Your Child Read More »
Being a mother is an incredible experience, but it is also very true that it doesn’t leave a lot of time to relax. From the moment a mom welcomes that new baby to the family, there seems to be a never-ending list of chores and things to do. But moms need their own time, too! …
Fun and Relaxing Ways To Enjoy “Me” Time for Moms Read More »
When an aging parent is diagnosed with dementia, you will likely notice a decline in their abilities to perform regular activities. However, sometimes it can be challenging to deal with a parent with dementia, as they may feel like they can take care of themselves. Sometimes, providing eldercare support can be straightforward, such as arranging …
5 Tips On How To Deal With a Parent with Dementia Read More »
Most of us are affected in one way or another by inflation, the rising cost of living, and increasing interest rates. And for many, rising interest is most noticeable when making monthly mortgage repayments. If you’re concerned about the current impact of inflation and interest rates on your mortgage, consider these ways to handle rising …
Many women don’t realize that they are pregnant until they miss their period by a few weeks. Some women may have no early pregnancy symptoms at all, so they only become suspicious when their cycle disappears. For other women, there may be a variety of signs or symptoms that begin very early on in the …
Buying a gift for someone you care about is a fulfilling experience, but it can also be stressful. In fact, 52% of respondents in a recent survey admitted that buying gifts makes them anxious. This can be particularly true when looking for a gift for a new mom. While most women will undoubtedly appreciate any gifts …
A tidy and well-organized home is a haven from the chaos of daily life. However, keeping your home clean and clutter-free can be a constant battle. These six decluttering tips and tricks will help you take control of the clutter and keep your home looking its best.
Learning to code is has become one of the most useful skills a person can have. And if you’ve thought about looking into coding for kids, you may be wondering, can you learn along with them? The great thing about learning coding is that it’s something anyone of any age can do. So, why not …
There’s nothing quite like experiencing the beauty and serenity of nature. And introducing the wonders of nature to your child is sure to be a special experience as well! But it’s important to also teach your children how to respect nature and act in a way that respects animals, plants, and the environment. Sometimes, depending …
Are you considering getting rid of a tattoo? Tattoo removal is a growing industry, and there are now more options than ever before for removing tattoos. If you’re located in Brisbane, there are several great options for laser tattoo removal, but any area should have reputable removal options. If you’re wondering more about different methods …
How to Get Rid of Your Tattoo: Removal and Laser Treatment Options Read More »
It’s no secret that most children love the idea of having a furry friend in the family. And pets can provide some great benefits to children as well! From helping kids get that much-needed exercise to teaching the basics of responsibility, adding a pet to your household can be a fun and educational choice for …
A child’s first day of school is a special moment! It’s a great opportunity to celebrate the start of another year of learning so little ones look forward to the big day. And there are plenty of easy ways to commemorate the first day of school! From a fancy breakfast to an after-school surprise, creating …
Are you considering moving your family to a new city in the United States? If so, you may be wondering, where is the best place to live? There are a lot of factors to consider when choosing the best city for your family, including house prices, safety, and amenities. Wondering which spot will be the …
6 Best Cities For Families to Consider in the United States Read More »
When it comes to finding ways to make learning fun, there’s no question that technology can help. With a tablet or iPad and the right apps, you can help your kids learn about everything from spelling to drawing to coding. Wondering what learning apps for kids you should test out? Give one of these nine …
When it comes to investing, diversity is always a good idea. And that’s why including commodities in your investment portfolio can be so useful. But do you know where and how to trade them? If you’re wondering how to get started with commodities trading, keep reading to learn several ways to invest in commodities, as …
Do you feel like family vacation planning is always out of reach because of the cost? You’re not alone. Many families think planning a getaway is too expensive, but it doesn’t have to be that way. There are plenty of ways to save money when planning a family vacation. Debt relief experts at Creditfix have …
There’s nothing like coming home to a cozy and inviting space after a long day. A space that feels like it’s just for you, where you can relax and unwind in peace. Of course, not everyone has the luxury of a spacious, expertly-decorated home. But that doesn’t mean you can’t create a cozy oasis right …
Every parent wants to ensure their children as happy and healthy as possible. But we may sometimes overlook the simple things we can do at home to help with that. If you’ve been wondering about ways you can help keep your kids as healthy as possible, these six home investments can be a great way …
Home Investments You Should Make To Protect Your Children’s Health Read More »
Nobody wants to deal with a car accident, but they do happen. And what if it happens when someone else is driving your vehicle? That experience can be significantly more stressful, and the situation can get a bit more complex. These are some of the things you should know about accidents when the driver is …
Single parents can often have a tough job balancing their lives while raising their children. Ensuring you’re raising your children to be strong, capable, and secure is no easy job for any parent! And as a single parent, it can be even harder to take on the cost and responsibility of raising your children to …
12 Single Parent Tips On Creating a Secure Future For Your Child Read More »
Summer is the best time to get outside and enjoy some fun in the sun! But it can also be a time to get fit and lose some weight. If you’re looking for ways to enjoy yourself outdoors while getting in shape, look no further. There are several summer outdoor activities to lose weight that …
Natural disasters always feel a world away until they happen to you. That’s why being prepared before an emergency strikes is so important. It can be hard to know what to do if a natural disaster does occur, so making some basic emergency preparations can help ensure your family is safe and you’re ready to …
One of the most stressful times parents can face when raising children is dealing with a little one getting sick. There are all kinds of illnesses that can affect a child, but some are more common than others. Luckily, while caring for a sick child definitely isn’t fun, most common childhood illnesses aren’t too serious. …
In 2019, the Ukraine charity organization Parimatch Foundation, a charitable foundation for children, launched its organization featuring four different programs to support children in need. Now, with so many children in Ukraine in need of food, medical supplies, and a safe place to stay, the company is raising funds to help support those that are …
Support Children in Ukraine with Parimatch Foundation Read More »
When it comes to functional home decor, stylish bar stools are one of the most popular additions to many spaces. Not only do they offer additional seating, they’re available in a wide variety of styles that can instantly upgrade the overall look of a room. Said to have originated in ancient Egypt, bar stools were …
Top 4 Features of Stylish Bar Stools To Decorate Your Space Read More »
Choosing clothes for your new baby is one of the most fun things about having a little one. But there are a lot of factors to consider. While you’ll naturally want them to be the cutest baby on the block, you also need to think about things like safety and practicality. To help you build …
Baby Clothes Guide: Tips For Choosing Baby Clothing Read More »
People consider personal loans for all kinds of different reasons. However, only some of those reasons are worth the higher interest rate a personal loan usually carries. If you want to learn about how a personal loan works, and when might be a good time to get one, this article is for you.
When one caregiver fails to pay court-ordered child support, it can cause financial stress for the other parent and affect the child’s way of life. When acquiring past-due child support, parents have a legal right to seek assistance from police departments or other public officials. Although a state or provincial agency almost always manages child …
3 Potential Ways To Collect Back Pay On Child Support Read More »
Canada is one of the best places in the world to start a small business. And if it’s something you’ve been considering, deciding to start a custom hoodie business can be one of the easiest and most affordable ideas to get up and running. If you search online using the phrase “custom hoodies in Canada,” …
Top Reasons To Consider Starting a Custom Hoodie Business Read More »
Most kids love spending time outdoors, especially when the weather gets warm enough for summer water sports, camping, and other activities. So, with the warm weather finally here, now is the perfect time to teach them a few basic outdoor safety tips that could come in handy if they ever get into an uncomfortable or …
We all need time to relax, but too much free time can leave a person feeling restless and unfulfilled. That’s why having productive things to do in your free time at home can be so beneficial. It helps ensure that you end every day feeling like you’ve grown as a person and accomplished something worthwhile. …
Productive Things To Do In Your Free Time at Home Read More »
As a parent, it can be difficult to choose between the range of after-school activities and extracurricular sports for your little ones. But, if your child doesn’t yet know another language, signing them up for some classes could be beneficial in more ways than one! From boosting future career prospects to being more culturally aware, …
When you hear the words “‘morning routine”, you might think of a time-consuming daily regimen filled with more steps than you can possibly remember. The truth is, most people would have a hard time sticking to that! A good morning routine can be as simple as one, two, or three worthwhile practices that help set …
Morning Routine Ideas To Get Your Day Started Right Read More »
Iguanas are large reptiles that come in many colors and resemble miniature dinosaurs. For this reason, they may be attractive to children when they’re found in a nearby area. Iguanas generally like to be near a body of water, like a swimming pool, and feast on green leafy vegetables and plants. They are not known …
Are you currently searching for your new dream home? If so, congratulations! Buying a house is one of the most important moments in most people’s lives. But it can also be a bit daunting. There’s a lot to consider when house hunting. That’s why following some simple tips for first-time home buyers is so important. …
When it comes to managing my family’s budget, I’m always on the lookout for ways to save on everyday expenses. After all, every dollar counts when you’re raising three hungry and energetic kids! And recently, when going over my monthly income and expenses, I realized that I was paying over $200 a year for my …
5 Reasons to Consider an Innovation Credit Union No-Fee Checking Account Read More »
Money can be one of the biggest causes of stress for a family. Between regular bills and unexpected expenses, many families find themselves struggling to make ends meet. If you’re trying to get your family’s finances under control, try these 7 tips to help you learn how to save money wisely!
Family caregivers are becoming increasingly common. Whether you’re taking care of family members at home or you organize their care in a larger facility, it can be an exhausting job. That doesn’t mean caregiving for an elderly loved one can’t be rewarding, but the risks of burnout, mental health problems, and physical health concerns are …
If you plan to sell your home sooner or later, you may want to make a few changes to increase its value and sell faster. Often, though, homeowners focus on specific areas, such as the bathroom and kitchen, and ignore the importance of updating their household appliances. Repairing or replacing household appliances, such as the …
Should You Replace Your HVAC Before Selling Your House? Read More »
Despite their age, career, or accomplishments in life, no one can possibly be more dear to us than the person who brought us into the world, cooked for us, raised us, and supported us through various situations in life. Those people are mothers, of course, and with Mother’s Day almost here, the timing is perfect …
5 Tips on How To Make Your Mom Feel Special this Mother’s Day Read More »
Are you planning some new projects to improve your home this year? Summertime is the perfect time to get outdoors, so why not improve your backyard with a new DIY backyard project? If you’re looking for some fun DIY backyard projects to try with your family, look no further. Any one of these six different …
6 DIY Backyard Projects That Every Family Should Try Read More »
Family trips are some of the most fun and memorable experiences of our lives. But a family vacation can be expensive, too! That’s why, when traveling with family, it is essential to make a budget to guide your spending. Vacations aren’t cheap, and they get much pricier when you’re paying for multiple people. If you’re …
