With March Break on the horizon, parents across Canada are starting to make plans on how to spend those extra days off. While a vacation is always tempting, staying at home can be just as much fun…and a lot less expensive! Looking for staycation ideas for your family? Here are seven tips on how to fully enjoy a staycation (perhaps you can even try one a day), without the stress and exhaustion that international travel can bring.
Even though paying income tax is a pain for many people, the taxes we pay are what allow us to live such a comfortable life and that’s a privilege many don’t have! But there’s no question that it can be frustrating filing all that paperwork and potentially paying a large amount of money owed too. These three tips are ones I’ve discovered that help me make the most of tax season.
1) Don’t Pay Until You Have To
While many people look forward to getting a big refund at the end of the year, paying taxes this way actually means you’re losing out on potential extra money. A tax expert once told me that a big tax refund simply means you’ve been paying more tax each month than was required. And that’s the equivalent of giving the government an interest-free loan for the year. Instead, request less tax be taken off and put the difference into a high-interest savings account. Then simply pay any tax owed at the end of the year. It takes a little discipline to save this way, but it means extra money in your pocket after you file! [Read more…]
I make no secret of my dislike of cleaning. In fact, it’s one of the absolute last things that I would choose to do when given the option to do something else. But like it or not, it has to be done and in a province that gets as muddy as Saskatchewan does once winter ends, a thorough spring cleaning isn’t just a good idea, it’s essential!
Luckily for me, ARM & HAMMER has some tips to help make that spring cleaning process a little easier and when it comes to cleaning, I’ll take any shortcut I can get! Whether you love the process of getting your house spic and span for summer or you dread your time with a duster like I do, these tips will have your house looking great in no time!
If there’s one thing that I can count on as a mom of two young boys, it’s washing plenty of laundry. And most of the time, that laundry is incredibly dirty or covered in stains. Now I have to admit, when my boys were younger, I didn’t worry about stained clothing all that much. Things like “pre-treating” and “dry-clean only” were almost foreign concepts to a mid-twenties mother that had only had to wash her own clothes before. Until one day, and one stain, changed the way I looked at laundry forever.
I had taken Zackary to the library for preschool story time. He was just a toddler and the craft that particular day was finger-painting. Of course, it was also the day I had decided to wear my favourite white Capri pants. As my excited son finished his finger-painting, he turned, grabbed my pants with a paint-covered hand and said, “Look Mom! It’s a rainbow!”
The left thigh of my pants was covered in a beautiful red, yellow and blue abstract design, but I didn’t panic. “Oh well!” I said to myself. “It’s washable paint!” With that comforting thought in my head, I calmly praised my son, took him home, hung up his picture and tossed my pants into the laundry basket…where they sat for the next week. [Read more…]
The much anticipated arrival of Spring means it’s a great time to get some seeds in the ground and watch them grow into flowers, veggies, berries, herbs and more! Growing your own produce may seem like an ideal way to cut back on food costs, but it doesn’t always turn out that way.
You imagine strolling through rows of lush plants, laden with ripe red tomatoes, plump strawberries and lovely squash…without having to spend a penny! But a costly trip to the garden centre for tools, seeds, plants, soil, pots and compost, followed by a few weeks of weeding only to find that some things never grew and others were devoured by bugs, birds, rabbits or other critters can cause some serious frustration.
So, what to do? How can you increase the chances for a satisfying experience where you reap the rewards (both financial and emotional!) of your garden, and decrease the chances of it becoming a money pit? Get started with these budget friendly gardening tips: [Read more…]